Payroll Contributions

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Healthcare costs across the market continue to rise at significant pace and PRG is not immune to this increase. However, PRG will continue to absorb the majority of the increase for 2027.

 

For context, employees at companies facing a similar market condition are often seeing contributions increase at an 8-10% range. PRG employees will only experience a minimal increase in payroll contributions, helping maintain the rich benefits offered under the plans.

Wellness Day

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Beginning January 1, 2027, employees may use one paid day per calendar year for a preventive care visit,  such as an annual physical, routine screening, or other preventive appointment. Supporting documentation from the provider will be required.

New Virtual Primary Care through Teladoc

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For 2027, PRG is adding Teladoc Primary Care, a virtual primary care program that offers convenient access to ongoing care by phone or video. Members can receive preventive care, annual checkups, prescription refills, chronic condition support, and referrals or care coordination when needed.

New Parent Leave

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We are expanding our New Parent Leave program!
Eligible employees who declare themselves to be the “primary caregiver” of a new child, are entitled to four (4) weeks of paid new parent leave after completing 12 months of employment and six (6) weeks after completing 24 months of employment. Eligible employees who declare themselves to be the “non-primary caregiver” of a new child, are entitled to two (2) weeks of paid new parent leave after completing 12 months of employment and three (3) weeks after completing 24 months of employment.

Enhanced Mental Health Support with Lyra

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Starting January 1, 2027, PRG will offer Lyra Select, a new mental health and well-being benefit designed to provide fast, personalized support. This program includes 12 total sessions made up of 6 therapy sessions and 6 coaching sessions, as well as digital tools and on-demand resources.

New Buy-Up Vision Plan through XP Health

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PRG is adding a new buy-up vision plan through XP Health for 2027. This plan offers a modern, digital-first vision experience with access to annual eye exams, online prescription renewal, savings on glasses and contacts, and convenient features such as virtual try-on, home try-on, and personalized frame recommendations.

New Life and Disability Carrier

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Effective January 1, 2027, PRG’s Life and Disability benefits will move from Reliance to Lincoln Financial. As part of this enhancement, employees will also have access to new voluntary benefits, including Accident, Critical Illness, and Hospital Indemnity coverage.

 

During open enrollment, new hires within their eligibility period can obtain coverage up to the Guarantee Issue (GI) limits without providing Evidence of Insurability (EOI). Current employees outside their new hire eligibility period may increase Voluntary Employee Life coverage by up to $50,000 and Voluntary Spouse Life coverage by up to $10,000 without EOI, as long as the total coverage remains within the GI limits.

 

Any amounts exceeding the GI limits will require EOI.