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Open Enrollment is October 27 – November 21, 2025
If you don’t enroll by November 21, you will not have coverage on January 1, 2026.
Open enrollment is your annual opportunity to review and choose your benefits for the upcoming year beginning on January 1, 2026. During this period, you can enroll in or make changes to your health insurance and other benefit options.
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You will not be able to make changes to your benefits again unless you experience a qualifying life event, which includes marriage, birth, adoption, etc.
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Review what’s changing for 2026, and log on to ADP Workforce Now to enroll in benefits before November 21, 2025.
What's Changing for 2026?
We’re excited to announce some changes to your health benefits for 2026.
Payroll Contributions
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Based on your feedback from our engagement survey, we understand that having affordable biweekly deductions is very important to you. That said, there will be no increase in payroll contributions this year — for the third consecutive year, PRG has absorbed the entire increase in medical premiums. In addition, we have decreased payroll contributions for employees earning under $60,000 per year.
New Prescription ID Card
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The prescription drug plans are not changing for 2026, however, everyone who enrolls will receive a new ID card for the 2026 plan year.
Medical Plan Options
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In 2026, you will have the choice between the PPO20 and the PPO1000 plans – the HDHP will no longer be offered. If you are currently enrolled in this plan and contributing to the HSA, you will not lose the funds in your HSA.
Enhanced Talkspace Benefit
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Effective January 1, 2026, Talkspace sessions will now extend to 45 minutes each session – this means you have access to two 45-minute video sessions per month!
Reminder: Life and Disability Plans
There are no changes to the Life and Disability plans or contribution rates this year. During open enrollment, new hires within their eligibility period can obtain coverage up to the Guarantee Issue (GI) limits without providing Evidence of Insurability (EOI).
Current employees outside their new hire eligibility period may increase Voluntary Employee Life coverage by up to $50,000 and Voluntary Spouse Life coverage by up to $10,000 without EOI, as long as the total coverage remains within the GI limits. Any amounts exceeding the GI limits will require EOI.
